Justine has managed my two home purchases seamlessly. Justine provides a fantastic level of service and her great communication skills, knowledge and reliability made the process a breeze. I was so satisfied with the service and recommend Justine to everyone without hesitation! 


Justine helped me out with my first property settlement. I had no idea what the process was or what was involved in settlement but was provided with fantastic personalised service and everything went smoothly with no problems at all. I would highly recommend Justine, she made it very easy for me during an exciting yet stressful time!


We have had the pleasure of dealing with Justine on more than one occassion, her attentiveness, attention of detail, accuracy and the speed in which she ran the entire process and finalised our settlements were second to none. We have recommended (as referrals are the highest level of compliment) Justine to various family and friends throughout the years all of whom have shared a similarly high level of professionalism and quality of service. We highly recommend Justine to anyone for settlement services.


Buying our first home can be a daunting experience but after we met with Justine, she made it so much easier. Justine went through every step and kept us informed the whole way. It was such a pleasure working with Justine and we will definitely be using her in the future!


Justine provided an excellent service! As a first home buyer I had no idea what to expect, Justine guided me through the whole process, answering all of my questions and communicating with me at each step along the way. The level of professionalism and attention to detail was very much appreciated, I would have no hesitation recommending Mosaic Settlements to anyone wanting a stress free settlement! Thank you again!


We employed Justine’s services for our house settlement. We had originally looked into undertaking the settlement process ourselves but when we met Justine and weighed up the price / hassle, we decided to take her on. She took care of everything with minimal work from us and it ended up saving us heaps of time and hassle. Definitely worth the few extra dollars to get the process right when such a valuable asset is being dealt with. Couldn’t be happier with the level of service, knowledge and price provided by Justine!

I highly recommend Justine Gavranich to anyone who wants a stress free property transaction. The quality of service and professionalism is second to none. We were first time home buyers, with no idea what to expect. Thankfully Justine guided us through the process, keeping us well informed along the way. We will continue to use her services for all future settlements. Thank you for an absolutely outstanding job!


Settlement went very smoothly and Justine was extremely knowledgeable and helpful .


Justine's professionalism and service was outstanding. Justine always kept us informed and up to date with the progress of our settlement. We couldn’t be more happier and would use Justine again for our next purchase or selling of our properties.


Justine is fantastic to deal with. Justine made the process extremely easy for my wife and I. Buying/building a house can be extremely difficult and the process is often confusing. Justine took out the confusion and it was excellent to not have to run after her. When a problem arose Justine proactively sorted it out and her experience allowed for a smooth settlement. I have no hesitation to recommend her to anyone, she is our go to settlement agent.


We employed Justine as our settlement agent as she came highly recommended from a friend of ours.

From the outset, Justine sat down with us to discuss the settlement process and outlined very clearly what was involved, how long it would take, and what documentation was required from us. As it turned out, our settlement was complicated by a number of queries from government agencies which required additional documentation. Throughout this arduous process, Justine was very knowledgeable of the statutory requirements specific to our settlement, and was incredibly generous with her time in following up communications and submitting additional paperwork on our behalf. Even though our settlement was more complicated than most, we still managed to settle the property in a very short time frame due to Justine’s proactive and professional approach. Overall we were extremely happy with the level of professionalism, service and price. We would not hesitate in using Justine’s services again and will be recommending her to our friends and family. Thanks Justine, 5/5 stars!


After dealing with other settlement agents in the past, Justine has been by far the best! Justine has managed multiple settlements for me and I trust that as long as she is looking after my settlement I have nothing to worry about. Justine is very professional, efficient and kept me informed every step of the way. Even though I don't understand the details of the settlement process she never made me feel like no questions was too simple.


We were so fortunate to work with Justine during the settlement of our first home. We required a family transfer, along with four names to be put on the title. Due to this being our first home purchase and in our eyes, an unusual circumstance, we felt quite daunted in the beginning.

Justine’s professional, calm and flexible approach made us feel at ease from our first point of contact with her. She was available to communicate via both email and mobile which was highly convenient for us all. Due to travel distance and the complexity of our settlement, Justine even met with us in the comfort of our home, which we were so thankful of.

Justine’s systematic and efficient approach meant that our transaction was completed with speed, care and precision. She explained the process to us in language we could relate to, never missing a detail and confirming every important step with us as she went. Nothing was ever a hassle for Justine, as she went above and beyond to make the journey for us as simple and prompt as possible. Her positive attitude and excellent knowledge was something we will remember.

Due to such a great experience, we no longer felt daunted and are already looking forward to working with Justine on our next settlement in the future. I highly recommend Mosaic Settlements!


My husband and I used Justine from Mosaic Settlements as our settlement agent when purchasing our home. 

Being a first home buyer and with my husband originally being from the UK, getting everything ready to settle on our home felt like a daunting task. Justine made the whole process extremely easy. She is approachable, explains things in a manner we understood, responded to our queries in a timely fashion and overall made the process much easier then we anticipated. 

Justine is amazing at what she does and is the only settlement agent I would use moving forward. 


Justine helped us settle our house in Edgewater which was an efficient & stress free move!  She was always easy to get a hold of and at an affordable cost which was very important to us.  We would definently recommend her to any of our family & friends. 


I was very nervous going into settlement as this was our first home I feared I didn't know anything about buying a house. Justine made the whole process so easy and had a "no question is a stupid question" attitude which put me totally at ease. She had been recommended to us and we couldn't be happier with the service she provided. An otherwise daunting process was actually made fun and exciting. We will absolutely be using her again for our next home and I couldn't recommend her highly enough. 

Thank you very much for all the support and advice you have provided me throughout the whole process,  I'm truly blessed that I had you to follow up and push things forward. I really appreciate everything you have done.


Would highly recommend Justine, She has completed settlements for 4 property purchases for us, as well as family members and wouldn’t go anywhere else. From sorting out long running issues with a settlement (that were previously over looked in previous purchase settlements). Justine has been an absolute god send in two more recent purchases in dealing with an incredibly over demanding buyer threatening legal action (over items they not entitled to), handling inexperienced real-estate agent requests and explaining legality and giving correct guidance. Liaising with a difficult and aggressive real-estate agent on ensuring everything was followed correctly and legally to get the best possible result.  I would have been lost without her, and she definitely settled a lot of my stress coming from this. I couldn’t recommend her more


Have used Justine for my most recent property sale, was professional, highly skilled and went above and beyond to have my settlement processed fast and accurately, and great guidance on the settlement process and outcome, would strongly recommend


Justine was highly professional, approachable and

open with all forms of communication.

Justine made the process a lot easier


I would like to thank Justine at Mosaic Settlements for her very professional approach in handling all the necessary details for the sale of one property and purchase of another.

I received regular updates regarding the progress of each property with the final call to inform me all went to plan.

Thank you for making it appear such a simple task and one I was glad to pay you your reasonable fee to do so


From our first interaction with Justine, she was friendly and professional. We were impressed with how easy she made the process, especially as first time home buyers

with lots of questions. Justine was always

approachable with enquires we had

It was an absolute pleasure to work with Justine

I recently contracted Justine to handle the settlement of a property transaction.   Justine was very articulate in detailing the requirements that needed to be addressed and was diligent in following up on outstanding matters and keeping regular dialogue with both myself and the vendors’ parties to ensure settlement occurred on the due date. 

I highly recommend Justine for anyone requiring the services of a property settlement agent.


I am writing to thank you so much for the wonderful work you did in dealing with the settlement of my property.  Not having purchased a property on my own or for some time I was feeling a little nervous about the whole procedure.  From start to finish you kept me informed of the process, anything I needed to do and all was done in a timely manner and without stress.  You handled negotiations with professionalism and provided good advice when necessary.